Catch water damage before it costs you

Catch water damage before it costs youSpring has arrived, bringing with it new life, fresh vegetation and buckets of rain. In between splashing in puddles and smelling the budding flowers, make sure you take the time to inspect your home in advance of increased precipitation.

Water is the number one cause of damage to homes, outnumbering fire claims. To protect your home, look out for tell-tale signs of water damage in these areas:

Roof. Check for any leaks that could be causing water to seep into the walls and foundation. If your roof has shingles, inspect it after major storms to make sure none of them have blown off. To prevent water from pooling, clean your gutters regularly to make sure nothing is restricting or diverting water flow.

Ceilings, walls and frames. Look for water stains on the ceilings and walls of every floor of your home. Check windows and doorframes for cracks, dried caulking and any signs of mould and mildew. If a room has a damp or musty odour, it’s likely that water damage is hiding somewhere.

Foundation. Most homes built after the 1950s have a foundation drain that captures water accumulated near the home’s walls through a perforated pipe. But those pipes can get clogged by sand, soil and roots and should be inspected regularly. You can help prevent clogging by planting trees at least 15 feet away from your home and keeping them pruned to slow the growth of roots. If your home’s foundation has suffered water damage, you should notify your municipality in case the damage is related to the city sewers.

Water appliances and pumps. Though they’re not affected by weather, it’s a good idea to include your toilets, washing machines and dishwashers in your regular checks. Look for broken components that could cause leaks or overflowing.

If you do discover water damage, be sure to take photos of all the damaged items in your home, even if they will need to be thrown out. This will help you with your insurance claim. Insurance providers like Belairdirect offer a variety of coverage options and can work with you to make sure you have the right coverage. Find more information online at belairdirect.com.

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